Mobility insurance for partners
If it moves,
we insure it
Data-driven commercial insurance for mobility, fleet, and transport businesses.
What we offer
The right protection,
for businesses on the move.
From commercial auto to cargo, general liability, and specialty coverage, we help partners route mobility risks to the right insurance path.
General & Excess Liability
Core liability and higher-limit coverage paths for mobility businesses with broader third-party exposure.
Cargo & Inland Marine
Support goods in transit, equipment, tools, and business assets moving between jobs, hubs, and customers.
Hired & Non-Owned Auto
Coverage paths for teams using rented, leased, or employee-owned vehicles for business operations.
Commercial Auto
For businesses operating vehicles, delivery fleets, service vans, specialty transport, or mixed mobility models.
Garage & Dealer Risk
Insurance pathways for repair, storage, service, marketplace, and dealer-adjacent mobility operations.
Gig Mobility
Coverage pathways for delivery, rideshare, courier, creator, and flexible-work mobility models.
Workers' Compensation
Coverage support for operators, drivers, warehouse teams, mechanics, field crews, and other mobility workforces.
Autonomous Vehicles / EVs
Specialty conversations for electric fleets, charging-adjacent operations, autonomy, and data-rich vehicle programs.
Embedded Mobility Insurance
Offer relevant coverage inside your platform, marketplace, onboarding, or partner workflow.
Insurance for your customers,
sold via your business workflow.
Add insurance to your software or other business without becoming an insurance company. ZapCover handles licensing, placement, compliance, and carrier relationships. Your customers benefit from fast, trustworthy coverage.
Licensed intermediary
ZapCover holds the licensing and carrier relationships so your platform doesn't have to become an insurance company to help your customers with their insurance.
Recorded consent
Every application submitted by your customers is recorded and treated with the same gravity as a regular offline application. Perfectly safe.
Better rates
As your business refers more customers, the combined quality and trust helps bring down insurance costs for all of them. A win-win.
Industries we serve
Built to keep your business moving.
Choose the path closest to how your customers buy, operate, or distribute mobility insurance.
Place mobility-heavy commercial risk.
For retail, wholesale, and program partners working on fleet, cargo, garage, commercial auto, and harder-to-place submissions.
Embed insurance into the customer workflow.
For SaaS, marketplace, rental, logistics, dealer, and field-service platforms that want insurance inside onboarding, checkout, or compliance.
Support businesses that move goods, people, and assets.
For delivery, EV fleets, gig mobility, contractors, repair operations, dealers, and transport-adjacent businesses with complex exposure.
How partners use ZapCover
Insurance workflows
for mobility businesses.
Bring us the mobility context: who operates, what moves, where it moves, and how the risk is managed. We help turn that into a cleaner insurance submission.
Embedded platforms route customers from onboarding, checkout, or account workflows into an insurance path.
Brokers submit fleet, transportation, garage, cargo, and complex commercial risks for appetite review.
Operational details, vehicle data, safety context, and customer profile help shape the underwriting story.
Coverage options are subject to underwriting approval and are not bound until confirmed in writing.
FAQ
Common questions
about partnering with us.
Partner with us
Bring mobility insurance
into your customer journey.
Tell us how your customers move goods, people, or assets. We'll help shape the right partner path.
Partner with ZapCover