Commercial Motor Insurance
Commercial passenger vehicle insurance is available in UAT. Find the current offer and its ACP or hosted website buying route in the Agent Marketplace.
Illustrative example.
Buy it your way
An insurance expert can step in at any point.
What it covers
Available in UATThird-party liability
Injury to others or damage to their property, as required by law.
Own damage
Damage to your vehicle from accidents, fire, theft or natural events.
Personal accident
Cover for the owner-driver.
Add-ons
Options such as zero depreciation, depending on the plan.
Exact cover, limits and exclusions depend on the insurer and plan, and are shown before you buy.

Who it's for
- Drivers and owner-operators of commercial vehicles
- Ride-hailing, mobility and fleet platforms
- Agents and assistants that help drivers stay insured
When agents buy it
At renewal, onboarding onto a platform, or whenever a vehicle's cover is about to lapse.
Find commercial motor cover in the Agent Marketplace.
See what is available now and choose ACP or the hosted site. Partners can also use the Customer MCP to collect details, compare quotes and submit a proposal with the customer's consent.
Browse available insurance- 1Open the Agent Marketplace
- 2Choose Buy or Open hosted site
- 3Review the insurer's quote and cover
- 4Confirm before buying
Commercial Motor Insurance: frequently asked questions
Can I buy commercial vehicle insurance on WhatsApp?
Yes. With ZapCover you can get a quote and buy commercial motor insurance on WhatsApp, by voice or on the web. An insurance expert can step in at any point if you need help.
What does ZapCover commercial motor insurance cover?
ZapCover commercial motor insurance typically includes third-party liability, own damage, personal accident cover for the owner-driver and optional add-ons such as zero depreciation. Exact cover depends on the insurer and plan.
What do I need to buy commercial motor insurance?
To buy commercial motor insurance you usually need the vehicle's registration details and the owner's details. The agent asks only for what the insurer requires, and the owner completes identity checks on a secure page.